A recent study by the U.S. Public Interest Research Group found that over 70+ percent of all credit reports contained errors.
These negative marks on your credit history can have devastating consequences. ACCR challenges the credit reporting agencies and/or creditors on your behalf to make sure every entry on your credit report is reporting accurately. By the law we hold your creditors responsible for the damages caused by inaccuracies on your credit reports.
All Items Are Subject to Challenge. We make sure the collection accounts, charge-offs, slow pays, tax liens, foreclosures, bankruptcies, repossessions, delinquent student loans and judgments that don’t belong on your credit report are removed. We also make sure the good credit you have remains on the credit report. We help to restore your credit by demanding that your creditors comply with the federal laws listed below to protect you, our valued client:
- 1. Fair Credit Reporting Act
2. Fair Debt Collection Practices Act
3. Fair and Accurate Credit Transaction Act
4. Health Insurance Portability and Accountability Act
5. Fair Credit Billing ActShare